I frequently get emails from people wondering how to make money with your phone, so I put together this list of the best money making apps Australia has to offer.
Some people are surprised to learn about apps that make money – most people think they must be a scam. Well, there are plenty of scams in the making money online world, but these apps aren’t them.
As with any low barrier to entry online task, you won’t get rich from earning money apps, but you might just make enough to cover Christmas presents and the little extras that always pop up during the year.
These legit apps are more than you need to make extra income while you’re on the train (or on the loo – whatever works for you).
I make money with apps in the form of surveys or get paid to sites. Most of the make money apps will require you to participate in an activity in order to earn credit.
This usually means you fill out a survey or watch videos/play games/complete a task from your phone and receive credit.
28 Top Money-Making Apps for Australians 2021
There are hundreds of making money apps out there, but some of them pay badly or just offer a terrible user experience.
- 28 Top Money-Making Apps for Australians 2021
- 1. Swagbucks [$5 Signup bonus]
- 2. Pureprofile [Best Survey App in Australia]
- 3. NielsenIQ Mobile Panel [Earn $50/yr for doing nothing]
- 4. NielsenIQ Beauty Panel [Scan Your Beauty Purchases for Gift Cards]
- 5. Toluna Influencers
- 6. IRi Shopper Panel [Earn $20 in 6 weeks]
- 7. Survey Junkie [Earn up to $50 per survey]
- 8. Nielsen Homescan App
- 9. Snooper App
- 10. Octopus Group
- 11. The Panel Station
- 12. Field Agent
- 13. Shopback
- 14. Spaceship
- 15. Airtasker
- 16. Smart Spotter
- 17. Etsy
- 18. Slidejoy
- 19. Google Opinion Rewards
- 20. iPoll
- 21. Cashrewards
- 22. Uber Rewards
- 23. MyPoints
- 24. Sweatcoin
- 25. Gigwalk
- 26. Foap
- 27. Snapwire
- 28. Raiz Invest
- FAQs about money making apps in Australia
I recommend the following apps as the best money making apps Australia has to offer, I really don’t think you’ll need any more than these top money making apps to boost your income.
1. Swagbucks [$5 Signup bonus]
Swagbucks has long been one of the best solutions for people who wonder how to make money on your phone.
Swagbucks is a GPT (get paid to) site and one of the best-paid survey apps Australia has to offer.
It’s definitely one of the best apps for making money and having fun at the same time.
You can earn points (called SB) from activities such as answering surveys, watching videos, doing daily challenges and more (my best Swagbucks tips here)
2. Pureprofile [Best Survey App in Australia]
Pureprofile is a make money app which offers surveys for cash.
As in real cash – deposited into your bank account.
3. NielsenIQ Mobile Panel [Earn $50/yr for doing nothing]
NielsenIQ has one of the best apps that give you money in Australia. The only caveat is you must keep the app installed to earn. You really don’t have to do anything other than use your mobile as normal and you’ll be rewarded.
Nielsen claim ‘the Measurement Software is undetectable and will not affect your device’s performance or battery life’.
You can earn up to $50 a year worth of points which you can exchange for gift cards (Coles, Myer, David Jones etc)
4. NielsenIQ Beauty Panel [Scan Your Beauty Purchases for Gift Cards]
The NielsenIQ Beauty Panel has just launched in Australia. This app requires you to be female, 18+ and have recently purchased a beauty or hygiene product to qualify.
You’ll scan the barcodes for any beauty products you purchase with the scanner on the Nielsen Beauty Panel app.
To sign up, click the link below which will take you to an online registration form. This will be followed by a call-centre call to complete registration.
You’ll receive points on based on weekly activity, which can then redeemed be into Gift Pay vouchers automatically once a certain number of points is reached; as well as other incentives for first installing of the app, 6-month and 1 year anniversaries, birthday and any online surveys you complete.
If you’re into health and beauty, this could be a great wee earner for you. You can read our full review here.
5. Toluna Influencers
If you’re looking for survey apps to make money Australia, you can’t go past Toluna.
Their app has a neat layout and functions really well.
Toluna is one of the most unique apps where you can make money from surveys, polls, games and sweepstakes. I’ve always found the surveys pay best – you can read more in our Toluna review.
Just follow the instructions in your welcome email to download the app
6. IRi Shopper Panel [Earn $20 in 6 weeks]
The IRi Shopper Panel lets you make money with your phone.
You’ll use the app to scan the barcodes on all the products you purchase during a shopping trip. You’ll need to record other information like where you shopped, how much you paid, how many you bought etc.
You can transmit the shopping data via Scan n Go app. IRi guarantee that if you scan weekly, you’ll earn $20 credit within 6 weeks.
Redemption options include iChoose prepaid Visa or gift cards from Bunnings, Myer, Coles etc. Alternatively, you can select household items from a catalogue.
7. Survey Junkie [Earn up to $50 per survey]
Whilst not technically an app, Survey Junkie does give you an easy option for making money with your phone.
They have a fully-mobile responsive interface so you can easily save the Survey Junkie link to your home screen and access it just like any other apps you can make money on.
Survey Junkie simply offers surveys as a way to make money. Frequently offering the highest paid surveys on the market (up to $50), Survey Junkie is definitely worth a look.
8. Nielsen Homescan App
Nielsen Homescan is a shop and scan app, requiring you to scan your groceries through their mobile app.
You’ll earn points which you can exchange for items from their catalogue. All active panel members are also entered into a prize draw.
You can nominate to receive a handheld scanner, but the mobile app is a less cumbersome way of scanning.
9. Snooper App
Snooper App is a fun way to make money by completing missions. Missions usually consist of taking photos of products in your local store and uploading them to the app (it’s basically mystery shopping).
This is to help companies see how their products are arranged in store in real time.
If you accept a mission, you must complete it so make sure you read the full description before committing. You’ll need to complete your mission within a couple of hours in order to be paid.
Each mission pays between $5 and $10 and sometimes up to $15 for the more challenging missions. There are also Expert Missions that pay significantly higher but require more time and effort.
This is a fun app for students and even younger teens to make money, although they obviously won’t be able to purchase the products for over 18s like alcohol etc.
If you’ve been wondering is Snooper App legit because it honestly seems a bit too good to be true, rest assured this is a genuine app that will pay you to hang out taking photos at the supermarket.
10. Octopus Group
If you want ways to make money at home in Australia, then why not opt for Octopus?
This Australian survey panel company specialises in the domestic market, and is completely Australian owned and operated.
In typical down-to-earth Aussie fashion, the framework is simple. Big brands want genuine customer insights, and Octopus pay you to give yours which are then passed on.
You earn cash simply by answering surveys, and earnings can either be paid as gift cards or into your account once the $20 threshold has been reached.
As well as being an Australian enterprise, Octopus say they pay more than their competitors while ensuring your voice is heard.
At the time of writing they were due to launch into the New Zealand market, and as such were paying up to $20 per referral too.
11. The Panel Station
The Panel Station is another one of the top apps that make you money.
Their transparent rewards system means it’s easy to figure out how much each survey is worth. Plus, when you screen out of a survey, you’ll be entered into a quarterly draw to win cash which is a nice extra bonus.
Your earnings increase the longer you are a Panel Station member so it really is worth checking out The Panel Station as it’s one of the best survey apps in Australia.
The Panel Station offers flexible redemption options including Coles gift cards and cash via Paypal. Once you have accumulated 3000 points you can redeem.
12. Field Agent
Field Agent also operates a dedicated Australian site.
They work to help businesses succeed in retail, and do this by recruiting an army of field agents.
There are several types of tasks that a field agent in Australia can undertake.
They can respond to questionnaires, perform in-store audits on issues like stock displays, try items before submitting reviews or complete mystery shopping exercises to assess customer service and other factors.
If you want to shape the way people shop, this could be among the best apps to make money for you.
Shopback is another cashback site, and it has a real foothold in the Australian market with a dedicated .au site.
As such it’s one of the top cashback sites in Australia.
So many Australian brands are listed, including Catch, Big W, Myer, Oz Sale, The Iconic, First Choice and many more.
You simply shop as you normally would.
Once your purchase is verified, you get paid – either into your bank account or via PayPal – as long as you’ve reached the $10 payment threshold.
Spaceship targets Australians who’d like to invest some cash – even if it’s only a small amount.
With 150,000 Aussies already using the platform, it’s a quick and easy way to invest as little (or as much) as you like.
You can see your money grow anytime via the app, and investment or super accounts are a great way to get out much more than you put in.
Based in Sydney, Airtasker is another of those quick ways to make money in Australia.
Small jobs are outsourced via the app, so users can find work in their local area. The app allows you to communicate directly with those who want work done – and to get paid securely.
Even if you have basic cleaning, gardening or DIY skills, Airtasker can put you in touch with all sorts of side hustle jobs in Australia.
16. Smart Spotter
Smart Spotter is another one of those easy side hustles in Australia that involves mystery shopping tasks.
Its assignments, it says, are ‘fun and simple’ and are thus a good way to make a few dollars in your spare time – or when you’re out shopping anyway.
Users download the app on Apple or Android, then can choose from assignments in the area.
Once these are satisfactorily completed, you get paid.
Data is also used to help improve the experience of other shoppers, so this is also a great one for those who like to have their say.
Etsy is a real option for anyone wondering how to earn money online in Australia. Especially if you’re in the least bit crafty or creative.
You can sell your wares to people all over the country – and even the world.
Check out our list of easy craft items to make for inspiration – or why not try selling digital downloads like artworks.
It’s a simple way to make a passive income, once you’re all set up.
Then you can manage it all via the Etsy app.
It all starts when you unlock your smartphone screen – and you can actually earn PayPal money in Australia by doing just that.
Currently only available on Android, Slidejoy pays users every time you swipe.
It works by placing ads on your lock screen, so you will see a new ad each time swipe. Doing so then tells you more about the ad, or leads you to another.
It may sound a little annoying, but remember that ads pop up all the time anyway whenever you watch videos online or browse the internet.
So why not be rewarded for watching them? You can get paid via PayPal, or even opt to donate to charity instead if you like.
19. Google Opinion Rewards
If you’d love your opinions to count for something, then Google Opinion Rewards might be the money app for you.
This is one of the best survey apps in Australia, as your opinions will actually be put to good use.
Not only that, but Google Opinion Rewards is really easy to use.
The app is available on Android or Apple, and rewards users for completing short questionnaires where you give your opinion on a broad range of consumer topics.
Or you may be asked to write a product review. Sharing data with the app about your TV and internet usage may also be requested.
Google Opinion Rewards will generally send about a survey per week, although this can vary.
Payment is made via PayPal or given as Google Play credits.
These credits are ideal for purchasing music, movies, apps and games for your smartphone or other devices.
This is one of the best paid survey apps in Australia.
Another option for those hoping to make money from apps by completing surveys is iPoll.
Again you can earn a money reward by completing surveys from your smartphone.
Once you’ve downloaded the free app via Google Play or the App Store, it will decide which surveys to offer to you.
iPoll Surveys tend to be quick and simple to complete, so it’s something you can do while on public transport, waiting at the school gates or watching TV.
Mostly pay will be a few dollars per survey, but it’s possible to earn more in some cases – up to a maximum of around USD $30 each.
These better paying surveys tend to require you to be in a specific place during completion.
Sometimes rewards may be in the form of air miles or gift cards.
If you’re seeking a scan receipts app for money in Australia you’re in luck.
Cashrewards works in a similar way, but as it uses trackable links you don’t even need to scan anything when using it.
It’s surely the perfect way to earn extra money if you love shopping.
Users are rewarded with cashback from the various retailers that the platform is partnered with. There are thousands of these, so it’s easy to buy just what you want while earning rewards.
Each retailer pays Cashrewards for referring you to them, and this is shared with you in the form of cashback.
There are some big brands working with the platform, including Amazon, Apple, Booking.com, David Jones, Expedia, Groupon, Target and many more.
Simply sign up for free and whenever you make a qualifying purchase you will be rewarded. As payout is made via PayPal or bank transfer, this is one of the best apps for cash around.
You do need to reach a minimum threshold before payment will be made. Check out our full review of Cashrewards here.
22. Uber Rewards
You already know that using Uber can save you money on taxis or deliver food to your door.
You may even know that working for them is one of the quickest ways to make extra money in Australia.
But did you know that Uber will also reward you for using their services?
Uber Rewards lets you earn points whenever you spend money on riding with Uber or order food via Uber Eats.
The program is currently in the expansion stages, so Uber Rewards advise would-be users check for an invitation in their Apple or Android Uber app.
If there isn’t one yet, it should be on its way soon.
MyPoints is another cashback option that allows you to earn money whenever you shop.
It awards users points when you purchasing from all kinds of brands. The rewards points can be redeemed as cash and paid via PayPal, or exchanged for gift cards.
New members currently get a $10 welcome bonus, given either an Amazon or Visa gift card. As with similar apps, a qualifying purchase must be made before this bonus will be paid.
Sweatcoin is the pick of the money apps in Australia for you if you enjoy being active.
Whether you stroll to work or the kids’ school on a daily basis or like to take a brisk walk as exercise, Sweatcoin will reward you for doing so.
What better incentive to keep fit and healthy than an app that lets you get paid to walk in Australia?
Once you’ve downloaded the app, just keep it running in the background so it can track your movement.
It will add up your step count and reward you for every 1,000 steps taken.
Although Sweatcoins aren’t paid in cash, they can be used towards payment for all sorts of goods – including sportswear, headphones and audio books that you can use while out walking.
Sweatcoin is all about promoting fitness and good health, so the brands they work with will reflect this ethos.
Why not be rewarded for the walking that you do anyway?
Helping businesses to gather data is Gigwalk’s thing. They do that by using a network of Gigwalkers, who undertake various tasks.
It’s a simple way of using your spare time to cash in on Australian money making apps.
There is a map built into the app to help you find gigs in your area.
Typical errands might include checking stock displays in your local supermarket, testing websites and mobile apps or taking part in market research.
The pay and availability of gigs will depend very much on where you are based.
Foap can make you money when you sell your snaps, selfies and videos.
Of all the apps that earn you money in Australia 2021, this one can make you up to $100 per video or photo – although the payment amount may be from $5 upwards.
The platform acts as a middle man of sorts, allowing you to sell your images and video footage to the agencies, brands and individuals who use the app.
Once someone makes a purchase, the profit is split between Foap and you. Download this earn money app for free, then you can create your profile and get started.
With household names taking part, you could even receive a request to take specific images that reflect the brand or product.
Over 3 million people currently use Foap, and payment is made using PayPal.
For a very tailored way to use Foap as well as other money earning apps, check out our post on how to make money by selling pictures of your feet via this and other platforms.
Yes, we are serious!
Like Foap, Snapwire allows you to make cash by selling your images online. Good, clear smartphone photos will suffice.
When you sell more pictures you rank higher, which leads to more businesses taking an interest in what you offer.
You apply to be a creator, and can specify as a photographer or videographer. Then you can select specialisms if you want to, such as animal, food, travel or scenic photography.
Successful applicants might also be assigned missions to complete, and these can be more lucrative.
If you love composing a great shot, then this could be how to earn money in Australia in a way that you’ll enjoy.
28. Raiz Invest
The Raiz Invest app is more about investing your money for you rather than making any in the short term, but nonetheless it’s a pretty effortless way to convert your spare change into real savings. It was previously known as Acorns.
If you think you have no money to save, then this could be one of the best money apps for you. The way it works is innovative, and it doesn’t even feel like you’re parting with any money.
Whenever you use your credit card to buy something, Raiz Invest will automatically round up the purchase to the nearest dollar.
That spare change is then placed into an investment account on your behalf, so your investment grows as you spend.
With over 8 million users, the platform is secure. It is also backed by a range of respected investors.
This is not a free app, but it also lets you access expert portfolios. There are various pricing options, beginning at just $1.
There you have it, the top apps for making money in Australia. I hope this list has been helpful in showing you that when it comes to apps that pay you Australia has a plethora of options to choose from.
FAQs about money making apps in Australia
Is using apps to make money fast in Australia?
The type of apps listed above vary in what they pay.
While none is likely to make your a millionaire overnight, they can prove to be a great way to make side income in Australia.
Often tasks can be performed while doing other things, so they are also good for those wondering how to make extra money at home or when out and about.
Are there really any free money apps?
Is anyone giving away free money in Australia? Not really. Everyone wants something out of the deal.
That’s why we’ve detailed above what the tasks you complete via apps do for big brands, your local community or the future of retail.
What’s the best cash app in Australia?
What could you easily fit into your day, while out shopping or exercising, or when surfing the internet or watching TV at home?
There are plenty of Australian apps that earn cash listed in this article. The key is finding what suits your lifestyle; there’s no one-size-fits-all approach here.
Looking for even more ways to make money in Australia? Check out these posts:
- 12 Best Paid Survey Apps in Australia
- 25 Clever Ways to Make Extra Money in Australia
- 15 Jobs Where You Work Alone (for Introverts) 
- 11 Ways to Get Free Gift Cards in Australia
- 10 Product Testing Sites for Australians
- 50+ Australian Freebies and Samples Up for Grabs!
- 9 Best Mystery Shopping Companies in Australia