What is the Ibotta Maintenance Fee?

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Ibotta is a popular cashback app that allows users to earn money by uploading receipts from their purchases.

While the app is free to use, there are certain instances where users might come across the term “Ibotta Maintenance Fee.”

This might raise concerns among users about potential hidden charges, but there’s no need to worry.

The Ibotta Maintenance Fee is applied only to specific inactive or deactivated accounts.

It is essential for users to understand that these fees are drawn from the Ibotta account balance, and never from personal bank accounts.

Knowing the conditions under which this fee is implemented can prevent any unpleasant surprises for app users.

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In this article, we will provide detailed information about the Ibotta Maintenance Fee, including the reasons behind its implementation and how to avoid it.

Our goal is to ensure that Ibotta users can make the most of their cashback experience and are well-informed about any fees associated with the app.

Understanding Ibotta Maintenance Fee

Ibotta is a popular app that allows users to earn cashback rewards on their everyday purchases.

However, one aspect that some users might not be aware of is the maintenance fee that can be deducted from an inactive account’s earnings.

In this section, we will explore the significance of the Ibotta maintenance fee and how to avoid it.

An account is considered inactive if it has not been used for an extended period. For every 30 days of inactivity, Ibotta deducts a maintenance fee of $3.99 from the accumulated earnings in the account.

It’s essential to understand that this fee is only taken from the Ibotta account balance and not from the user’s personal bank account.

To avoid this maintenance fee, it’s advisable to keep your account active by using Ibotta regularly.

By doing so, you can continue to enjoy the benefits of cashback rewards and prevent the fee from nibbling away at your earnings.

As long as the account remains active, users can enjoy accumulating their cashback rewards without worrying about any maintenance fees affecting their balances.

In summary, the Ibotta maintenance fee is an essential aspect to be aware of, especially for users who might not use the app regularly.

Staying active and regularly engaging with Ibotta will help users avoid this fee and maximize their cashback rewards.

Ibotta Inactivity Charges

What is the Ibotta Maintenance Fee

Does Ibotta Charge You?

Ibotta is a free-to-use cashback app, but there might be instances where fees are assessed on certain inactive or deactivated accounts.

The good news is that these fees are never deducted from your personal bank account; they’re only charged from your Ibotta account balance.

Ibotta Inactivity Fees

Ibotta assesses account maintenance fees for inactive accounts at $3.99 per month.

However, these fees are only imposed when your account has been inactive for a certain period of time.

It’s crucial to check on your Ibotta account occasionally and use it for eligible offers to avoid being considered inactive.

You will be sent an email prior to the fee being deducted. This gives you a chance to redeem an offer before you are charged the fee.

If you do not redeem an offer in time you will receive an email letting you know the amount has been deducted.

A note about account maintenance fees

It looks like you haven’t redeemed an Ibotta offer in the past 180 days (redeeming an offer means you got cash back for an offer in the app or browser extension). Per our Terms of Use, account maintenance fees of $3.99 are deducted from your Ibotta earnings each month if you haven’t redeemed an offer in 180 consecutive days.

Maintenance fees won’t be charged to any payment method you have on file or outside Ibotta, and we won’t send you a bill. Any money you have already withdrawn from Ibotta is not subject to this fee. These monthly deductions will continue only until you redeem a qualifying Ibotta offer or your earnings total reaches $0.00.

How to avoid account maintenance fees in the future

It’s easy — just log in to your Ibotta app and redeem one in-store offer* within the next month. If you’ve forgotten your password, select ‘reset password’ and we’ll send you a link to reset it. If you don’t see our password reset email in your inbox, check your spam folder.

Per Ibotta’s email.

Frequently Asked Questions About Ibotta Fees

Ibotta is a popular cashback app aimed at helping users earn rewards for everyday purchases.

While using the app can be quite beneficial, some users might have questions regarding fees associated with Ibotta, particularly inactivity or maintenance fees.

This frequently asked questions section covers those concerns with a friendly tone and a focus on clarity.

Ibotta charges an account maintenance fee for inactive accounts, which is typically 3.99 USD per month.

This fee aims to cover the costs of maintaining such accounts and is deducted from the accumulated earnings in the user’s account.

However, it’s essential to note that this fee is only applied if the account is inactive for six months or longer.

The Ibotta inactivity fee mainly encourages users to continue engaging with the app and benefit from its cashback offers.

Fortunately, it’s quite easy to avoid the 3.99 USD fee, which will stop being charged once the account becomes active again.

Simply redeem offers and earn cashback, and the fee will cease to be a concern.

One important point users might want to raise is: “Does Ibotta charge a fee for other services?”

The good news is that Ibotta doesn’t charge any fees for using the cashback feature, which means that users are free to redeem offers, earn rewards, and withdraw cash without worrying about additional costs.

In summary, the Ibotta maintenance fee is a small cost that only affects inactive accounts.

By actively using Ibotta, users can easily avoid the fee and continue saving with attractive cashback offers without spending extra on maintenance charges.

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About Emma Healey

Emma is a recognised family finance and budgeting expert and founder of Mum's Money. Her advice has been featured in Readers Digest, Yahoo Finance, Lifehacker, The Simple Dollar, MSN Money and more.