Does Target Take EBT? What You Need to Know

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Target is one of the most popular stores in America. It offers a wide range of products, including clothes, household goods, and food. But does Target take EBT?

Yes, Target accepts EBT cards at all of its stores and you can use them to pay for any items that are eligible through the SNAP program.

In this article, we will explore Target’s policies around EBT so you can be prepared when you go shopping. We’ll also share additional ways you can save at this popular retailer.

So read on for everything you need to know about using EBT at Target!

A hand holding a EBT card in a Target store

Does Target Accept EBT?

Target does accept EBT cards at all of its stores. You can use your card to purchase any items that are eligible under the SNAP program, which includes most food items that can be prepared at home.

Here is a list of items that you can purchase with your EBT card at Target:

  • Bread and cereals
  • Fruits and vegetables
  • Meat, poultry, and fish
  • Dairy products
  • Non-alcoholic beverages
  • Canned goods and dry mixes
  • Frozen dinners
  • Condiments
  • Snacks such as crackers and chips
  • Soups, chilis, and other canned meals
  • Formula
  • Cereal and Oatmeal
  • Rice and Noodles
  • Seeds and plants

As you can see, the list of items that you can purchase with your EBT card at Target is quite extensive and should cover all of your food-related grocery needs.

What Can’t You Use Your EBT Card For at Target?

There are a few items that you cannot purchase with your EBT card at Target, even though they may be eligible under the SNAP program. These items include:

  • Alcohol
  • Tobacco products
  • Cleaning products
  • Pet foods for cats, dogs, etc
  • Toiletries
  • Feminine products
  • Cosmetics
  • Over-the-counter medicines
  • Prescription medications
  • Prepared foods such as hot coffee or pizza
  • Gift cards

You cannot use your EBT card to purchase any of these items at Target. If you try to do so, your transaction will be declined.

How to Pay for Items at a Target Store With Your EBT Card

A person paying his groceries in using a debit card

Here’s a quick step-by-step guide on how to use your EBT card to purchase items at a Target store:

  1. Bring your items to the checkout section of the store.
  2. First, place your EBT-eligible products on the conveyor belt or in your shopping cart.
  3. Separately place any non-eligible items behind them.
  4. Next, let the cashier know that you will be paying with your EBT card. They will likely ask for your ID to verify that you are the cardholder and ring up your EBT-eligible products.
  5. Then, swipe or insert your EBT card into the reader and enter your PIN number. The total amount of your purchase will be deducted from your EBT balance.
  6. Next, the cashier will ring up your remaining items and you can pay with cash, a credit card, or a debit card.
  7. If you have any remaining SNAP benefits, the cashier will give you a receipt indicating how much money is left on your card.

And that’s it! You’ve now successfully used your EBT card to purchase items at Target.

How Do I Use EBT Cards at the Self-Checkout?

It’s easy to use your EBT card at the self-checkout in Target stores. Simply scan all of the items as you normally would.

Then, swipe your food stamps card. The SNAP-eligible items will be deducted since they count as essential food items.

There will be a remaining balance with any additional items that you have, such as toiletries and cleaning products. You can pay the remaining balance with a debit card, credit card, or cash.

There’s no need to separate your items when using the self-checkout, making this process super simple.

Do All Target Locations Accept EBT?

Yes, all Target stores accept EBT cards. This includes Target stores and Target express stores. However, mini-stores inside of a Target store such as CVS or Starbucks may have their own policies about EBT and SNAP.

It’s always best to check with the individual store before making a purchase to avoid any issues.

Does Target Accept EBT Online?

No, you can’t use your EBT card to make online purchases at Target.com. You can only use your EBT card in-store to purchase SNAP-eligible items. Delivery or curbside pickup orders cant be placed with EBT cards either.

So if you’re looking to do some online shopping for EBT-eligible items, you’ll need to find another retailer that accepts EBT for online orders.

Can You Use SNAP on Target App?

According to the official Target website, the SNAP EBT card isn’t eligible for use in the Target APP currently. The website encourages shoppers to regularly check on the policy to see if there are any updates down the line.

Can I Use My RedCard Benefits With My EBT Card?

Target’s RedCard is a popular store credit card that offers discounts and benefits to cardholders. It can be used at any Target location in the United States, and it also works with the Target app.

RedCard holders receive 5% off their total purchase at Target, as well as free shipping on all orders from Target.com. They also get early access to special sales and promotions.

Unfortunately, you cannot use your Target RedCard benefits when you are using your EBT card to purchase items at Target. This is because the two discount programs are not compatible with each other.

What is the Supplemental Nutrition Assistance Program?

The Supplemental Nutrition Assistance Program (SNAP) is a federal program that provides assistance to low- and moderate-income households in the form of food benefits.

SNAP benefits can be used to purchase food items at participating retailers, including Target.

In order to receive SNAP benefits, you must first apply for the program and meet certain eligibility requirements.

If you are approved for the program, you will receive a SNAP card, which can be used to purchase eligible food items at participating retailers.

The EBT is an electronic system known as the Electronic Benefits Transfer. Through this system, you can use your SNAP card to electronically transfer your food benefits from the government to your retailer.

Can I Use the WIC Program at Target?

The WIC program is a federal program that provides nutrition assistance to low-income pregnant women, mothers, and their young children.

WIC benefits can be used to purchase food items at participating retailers, including Target.

In order to receive WIC benefits, you must first apply for the program and meet certain eligibility requirements.

If you are approved for the program, you will receive a WIC card, which can be used to purchase eligible food items at participating retailers.

Can I Use the TANF Program at Target?

Yes, the TANF program can be used at Target. TANF stands for the Temporary Assistance for Needy Families program.

This is a federal program that provides temporary financial assistance to low-income families with children.

In order to receive TANF benefits, you must first apply for the program and meet certain eligibility requirements.

What is the Return Policy for EBT Cards at Target?

You’ll be able to return products purchased with your EBT card within 90 days. Make sure to bring your receipt with you. You will be able to exchange your product or refund the original amount to your EBT card.

Target is required to treat an EBT card return the same way as any other return, so you’ll be treated the same as customers who purchased items with cash, credit, or debit cards.

Additional Ways to Save at Target

Food stamps aren’t the only way you can save at this store. Now that you know all about using your EBT card at Target, let’s explore some additional ways you can save money at this popular chain store:

1. Sign Up for the Target Circle Loyalty Card

A person with a laptop signing in a Target website.

The Target Circle loyalty program is free to join, and it offers a variety of benefits to cardholders.

Some of the benefits include early access to sales and promotions, exclusive coupons and discounts, and special birthday offers. You’ll also get 1% off every purchase.

To sign up for the Target Circle loyalty card, simply create an account on the Target website or download the Target app.

Once you have an account, you can add your Target Circle card to Apple Wallet or Android Pay so you can use it in stores.

2. Keep an Eye Out for Annual Holiday Sales

Every year, you can count on Target to offer big savings during their annual holiday sales.

Some of the most popular sales include the Black Friday sale, the Cyber Monday sale, and the Labor day sale.

Another popular sale is the Target Deal Days sale, which usually coincides with Amazon Prime day. You can save as much as 50% off on select items during these sales.

3. Sign Up For Target’s Email List

Another great way to save money at Target is to sign up for their email list.

When you sign up, you’ll start receiving Target’s weekly ad, as well as exclusive coupons and discounts. You can also expect to receive special offers on your birthday and during the holidays.

This can help you to save money all year long, even when there isn’t a major sale running.

4. Buy Discounted Target Gift Certificates

One final way to save money at Target is to buy discounted Target gift certificates. There are a few different ways to do this.

One popular method is to purchase Target gift cards through a site like Raise.com. You’ll find gift cards for 2% to 15% off.

You can also find discounted Target gift cards on eBay. Just make sure to check the seller’s feedback rating before making a purchase.

5. Sign Up for the Target Red Card

The Target Red Card is a credit or debit card used at Target and Target.com.

When you use your Target credit card or target debit card, you’ll save an additional five per cent off every purchase.

There’s no annual fee, and you’ll also get free two-day shipping on most Target.com orders.

If you shop at Target frequently, the Target Red Card is definitely worth signing up for.

6. Buy Leftover Registry Items at a Discount

Did you create a Target registry for your wedding or baby shower? If you did and there are items that didn’t get purchased, you can still get them at a discount.

Target will send you a coupon for 15% off the remaining items on your registry eight weeks before your event date.

This is a great way to get the items you really wanted without having to pay full price for them.

7. Check Out the Target Dollar Spot

The Target Dollar Spot is a section of the store where you’ll find a variety of items priced at just $1. It’s usually located close to the entrance of Target retail stores and has both seasonal and everyday items.

You can find everything from party supplies to office supplies in the Target Dollar Spot. And since everything is just $1, it’s a great place to stock up on items you need without breaking the bank.

8. Find the Clearance Section of your Local Target Store

A grocery cart with text overlay showing clearance sale with blurred backgrounds.

The clearance section is always a great place to look for deals. Target typically marks items down by 30% to 70% off the regular price when they need to clear out inventory.

You can find clearance items in every department of Target stores, including clothing, electronics, toys, and home goods.

The Bottom Line: Does Target Accept EBT?

In short, yes, you can use your EBT card at Target. While Target doesn’t accept EBT for online purchases, you can use your EBT card at any Target retail location.

You’ll just need to have your physical card with you when you go to check out.

There are a number of additional ways to save money at Target, even if you’re on a tight budget. By taking advantage of Target’s sales, signing up for their email list, and using a TargetRedCard, you can save a significant amount of money.

A hand holding an EBT card with Target store on background with text overlay that reads Does Target take RBT?

About Emma Healey

Emma is a recognised family finance and budgeting expert and founder of Mum's Money. Her advice has been featured in Readers Digest, Yahoo Finance, Lifehacker, The Simple Dollar, MSN Money and more.